Latest Posts

  • Best Broker Sign-Up Bonuses for Irish Investors

    Best Broker Sign-Up Bonuses for Irish Investors

    It is great to be able to kick off your investing journey by getting a free sign up bonus from an investment broker… it puts you in the green before you even invest a cent of your own money.

    In this blog post, I will give you a brief summary of three different brokerages that offer generous signup bonuses to Irish investors – Trading 212, BUX Zero, and Degiro.

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  • Track your Dividend Income for Free with this App

    Track your Dividend Income for Free with this App

    Whether you are a die-hard dividend investor or someone who holds several stocks that just happen to pay regular dividends, keeping track of how much dividend income you are going to be earning will be important to you.

    The problem is that it can be very difficult to do this yourself if you hold numerous stocks. Personally, I have 23 different stocks in my portfolio and about two-thirds of them pay some sort of dividend, and it is impossible to keep track of when these dividends are due.

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  • If Your Broker Goes Bust Are your Investments Safe?

    If Your Broker Goes Bust Are your Investments Safe?

    When you are investing you are generally only worried about losses relating to decreases in the value of your stocks, ETFs, etc. But should you be also worried about losing your money if the investment brokerage you use goes bust?

    In this blog post, we will see what protections are there for investors in Ireland the rest of Europe in the event of such a broker liquidation.

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  • How do Revolut Loans Stack up Against its Competitors?

    How do Revolut Loans Stack up Against its Competitors?

    Revolut is continuing to disrupt the old guard of traditional banks in Ireland with its fast moving and innovative approach to the banking industry. It has taken further steps in recent times such as providing loans and deposit accounts that are backed by Lithuanian Deposit Guarantees.

    This now puts Revolut on par with other banks and makes it even more of a legitimate option for customers to chose as their number one bank. In this blog post, we will take a closer look at Revolut’s loan offering and see how it compares to some other banks operating in the Irish market.

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  • 9 Ideas for Generating a Side Income in Ireland (€100+ p/m)

    9 Ideas for Generating a Side Income in Ireland (€100+ p/m)

    The cost of living in Ireland has gone crazy in the last year. Who wouldn’t say no to a few extra hundred quid every month to ease the pressure? I have compiled a list of 9 Side Income ideas to help you start making some extra cash and who knows maybe some of them could end up replacing your regular 9-5 job.

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  • COINBASE REVIEW 2022 – BEST FOR IRISH CRYPTO INVESTORS?

    COINBASE REVIEW 2022 – BEST FOR IRISH CRYPTO INVESTORS?

    If you are considering investing in Crypto from Ireland, one of the most common places people start buying and selling popular cryptocurrencies such as Bitcoin, Ethereum, Cardano and Solana is on Coinbase.

    It is one of the on-ramps between the traditional finance world and the new parallel crypto world. Coinbase is the worlds second largest centralised crypto exchange with over 73m users and €286m quarterly volume traded.

    In this blog post, we will review Coinbase with a particular view to assessing whether it is a good option or not for people in Ireland.

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  • Spread Betting in Ireland – The Good, The Bad and The Ugly

    Spread Betting in Ireland – The Good, The Bad and The Ugly

    In this blog post, we will guide you through everything you need to know about spread betting in Ireland, including the taxes, risks and what brokers are offering spread betting to Irish investors.

    Spread betting involves an investor speculating on whether the price of a stock, index, commodity or crypto will rise or fall without taking any ownership of the asset using leverage.

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  • Free Stocks and Crypto Portfolio Tracker – Google Sheets

    Free Stocks and Crypto Portfolio Tracker – Google Sheets

    If you are investing in stocks and crypto, do you actually have a simple way to track how your overall investment portfolio is performing?

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  • Which County has the Best Rental Yield in Ireland

    Which County has the Best Rental Yield in Ireland

    Getting into property investment? Then your main priority will be maximising the return you can get over the long term. This will be made up of two components 1) Capital Appreciation and 2) Rental Income.

    It can be difficult to know if you are getting value for money from your investment unless you can compare it against other similar investments or an overall benchmark.

    One key benchmark used for investing in buy-to-let properties in Ireland is the ‘Gross Rental Yield’.

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  • How to get a Coinbase Statement for a Mortgage Application

    How to get a Coinbase Statement for a Mortgage Application

    Applying for a mortgage for your first home can be a stressful enough situation, it is after all most likely going to be the biggest financial transaction of your life.

    If crypto and other investments form a part of the funds you will be using for your deposit then the bank will 100% want to dig into all the transactions you have been making. Most likely you will need a statement that covers the last 6 months for them them to look over.

    But what have Coinbase to offer when it comes to official statements?

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  • Being Made Redundant in Ireland? Here is How Much Tax You Will Pay

    Being Made Redundant in Ireland? Here is How Much Tax You Will Pay

    So the worst has happened and you have been told you are being made redundant from your job that you have been in for some time.

    Don’t worry it is completely normal to have lots of questions at this time, especially about how much tax you may be faced with on any sums of money you receive.

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  • PCP vs Personal Loan in Ireland | Which is Better?

    PCP vs Personal Loan in Ireland | Which is Better?

    When you are financing your next car, you will be faced with the decision of whether to take out a personal loan or go with a PCP deal (Personal Contract Purchase) unless you are one of the lucky ones who is a cash buyer.

    But which is the best one to go with? As with everything there are pros and cons to each.

    In this blog post, I will take you through some things you need to consider before choosing.

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  • Free Guide to Completing a Capital Gains Tax Return for Stocks and Crypto (CG1) in Ireland

    Free Guide to Completing a Capital Gains Tax Return for Stocks and Crypto (CG1) in Ireland

    Let’s be honest Capital Gains tax returns in Ireland are needlessly overcomplicated for investors.

    This is because in Ireland we just use one form (CG1) for every type of capital gain whether is a profit from the sale of a house, land, stocks, crypto, options and so on.

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  • Are Bonds a Good Investment in Ireland?

    Are Bonds a Good Investment in Ireland?

    One problem that Irish investors have is trying to decide how to allocate their funds between all of the different asset classes available such as stocks, crypto, precious metals, commodities, cash and bonds.

    Bonds offer a less risky way to invest money that can give you a guaranteed period of fixed cash flows, but are they actually a good Investment for Irish investors?

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  • Trading 212 Lend Out Your Shares | Should You be Worried?

    Trading 212 Lend Out Your Shares | Should You be Worried?

    If you look into the terms and conditions of Trading 212 then you will see that they use a practice called SHARE LENDING.

    This may not be something you are familiar with and may have some questions about.

    I have seen some commentary online from Trading 212 clients that are not happy about this policy, but should you be really worried?

    Let’s answer some of these questions you may have.

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  • What is the Irish Equivalent to a UK ISA Account?

    What is the Irish Equivalent to a UK ISA Account?

    In the UK they have Investment ISA accounts and in the US they have Roth IRAs, but what have we got in Ireland to help us invest in a tax-efficient way as possible?

    It is common for Irish people interested in investing their money to seek guidance from big personal finance YouTubers that are from outside the Isle of Ireland.

    This can lead to a lot of confusion among Irish investors.

    I often get asked the question, how can I open an ISA account in Ireland? This typically comes from the younger retail investors who have taken to investing in the last two years due to the hype around GameStop and Cryptocurrencies.

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  • The Myth of Free Investment Brokerages in Europe

    The Myth of Free Investment Brokerages in Europe

    Retail investors in Europe are being hoodwinked into signing up for investment accounts with brokerages they believe to be low cost, or even completely free. But are these LOW COST brokerages really just a myth? Just a costly service in disguise?

    Let’s investigate how these brokerages really make money.

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